> ## Documentation Index
> Fetch the complete documentation index at: https://paxos-0ac97319-jg-test-1.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Create Account

> Create an account for a given identity, via the `identity_id` field.
This identity is the primary owner of the account for all tax-related purposes.

To track user balances using Paxos [Profiles](#tag/Profiles), use `create_profile=true` when creating the account.
Once an account has been created, it is not possible to associate it with a [Profile](#tag/Profiles).

### Account Members

In addition to the primary owner, other identities may be associated with the account, by using `members`.
The identity on the account is treated as a BENEFICIAL_OWNER.

To add a financial advisor to an account, add a member with the FINANCIAL_ADVISOR role.

#### Example
This example request creates a joint account for John and Jane Doe. John has identity_id=82c338f4-3cb7-4d9b-be2a-4b077c82ee3a,
and Jane has identity_id=0f5d8475-33f3-4ebd-88a0-66dedc2581c1. John is the primary owner of the account for tax-purposes, but Jane
is a full beneficial owner.

Additionally, this account has an associated financial advisor with identity_id=0d26f878-298e-4d47-81be-cdf4e982a3d3.

<!--indentation does not work in swagger code blocks-->
<pre>
<code>
{
&nbsp;&nbsp;"account": {
&nbsp;&nbsp;&nbsp;&nbsp;"identity_id": "82c338f4-3cb7-4d9b-be2a-4b077c82ee3a",
&nbsp;&nbsp;&nbsp;&nbsp;"members": [{
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"identity_id": "0f5d8475-33f3-4ebd-88a0-66dedc2581c1",
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"roles": ["BENEFICIAL_OWNER"]
&nbsp;&nbsp;&nbsp;&nbsp;}, {
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"identity_id": "0d26f878-298e-4d47-81be-cdf4e982a3d3",
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"roles": ["FINANCIAL_ADVISOR"]
&nbsp;&nbsp;&nbsp;&nbsp;}]
&nbsp;&nbsp;}
}
</code>
</pre>

### Fields

Any fields not listed are forbidden in this request.

Field | Notes
---|---
identity_id | Required
description | Optional
metadata | Optional
ref_id | Optional
members | Optional